# Minibit

> Minibit Ltd is an AI-first IT consultancy based in Newcastle upon Tyne, UK. It helps regulated businesses (FCA-regulated financial advice firms, wealth managers, fintechs) and non-regulated businesses (owner-run firms, professional services, product teams) integrate AI into the systems they already run, with a named person approving every output that reaches a customer. Founded in October 2025 by Steven Minnikin, Principal AI Architect, whose 25-year career spans software engineering, technology leadership and computing education, including 11 years’ experience in regulated financial services and seven years leading technology at an FCA-regulated advice firm with £1bn+ in client assets.

Key facts: based in Newcastle upon Tyne; works remotely across the UK; fixed-fee AI-readiness discovery (2 to 4 days); engagements run Talk (30 minutes), Discover, Pilot, Run; monthly support can be stopped on a month's notice; professional indemnity, public liability and cyber insured; does not give financial advice; Companies House number 16823252, incorporated 31 October 2025. Contact: steve@minibit.co.uk.

## Pages

- [Home](https://minibit.co.uk/): AI-first IT consultancy in Newcastle upon Tyne. Minibit helps regulated and non-regulated UK businesses integrate AI into the systems they already run, safely.
- [Services](https://minibit.co.uk/services): Fixed-fee AI-readiness discovery, safe AI rollout and policy, integration and agent build, and data, MI and migrations. Four ways to start, plus monthly support.
- [AI for regulated businesses](https://minibit.co.uk/regulated): AI integration for FCA-regulated advice firms, wealth managers and fintechs: human approval, audit trails, Consumer Duty evidence, data that stays in your systems.
- [AI for growing businesses](https://minibit.co.uk/businesses): Practical AI for non-regulated businesses: assistants on your templates, automations, voice agents that answer the phone, AI reports and features in your product.
- [Work and case studies](https://minibit.co.uk/work): Selected work: Autocalls for Hamilton Thomas, technology leadership at Lowes Financial Management, and independently developed AI products.
- [About Minibit](https://minibit.co.uk/about): Minibit was founded in October 2025 by Steven Minnikin, an AI architect with a 25-year career spanning engineering, technology leadership and computing education, including 11 years’ experience in regulated financial services and seven years leading technology at an FCA-regulated firm with £1bn+ in client assets.
- [Insights](https://minibit.co.uk/insights): Short, practical pieces on AI adoption, AI in FCA-regulated firms and human-in-the-loop AI, written for owners, directors and compliance leads.
- [What is an AI-first IT consultancy?](https://minibit.co.uk/what-is-an-ai-first-it-consultancy): An AI-first IT consultancy starts from the work, builds with AI itself and keeps a named person accountable. How it differs from IT consultancies and AI vendors.
- [How to adopt AI safely in an FCA-regulated firm](https://minibit.co.uk/adopting-ai-safely-in-an-fca-regulated-firm): A ten-step checklist for advice firms, wealth managers and fintechs: shadow AI, data map, approved tools, a short policy, human approval, audit trail, measured pilot.
- [Why a person should approve every AI output](https://minibit.co.uk/why-a-person-should-approve-every-ai-output): How human approval works in practice: propose, show the source, approve, record. Six design patterns and why it does not slow you down.
- [Contact](https://minibit.co.uk/contact): Book a free 30-minute call with Steven Minnikin about AI in your business. Email steve@minibit.co.uk or book a slot online. Newcastle upon Tyne, working UK-wide.
- [Privacy notice](https://minibit.co.uk/privacy): How Minibit Ltd handles personal data from this website and from enquiries.

## Services

- [AI-readiness discovery](https://minibit.co.uk/services#discovery): fixed-fee review of how work flows, where time goes and where the risks are; written report with costed options.
- [Safe AI rollout](https://minibit.co.uk/services#safe-ai-rollout): approved business AI tools, a written AI policy, assistants set up for your templates, staff training, human sign-off.
- [Integration and agent build](https://minibit.co.uk/services#integration): MCP servers, Claude connectors, voice agents and automations with permission checks and an audit log.
- [Data, MI and migrations](https://minibit.co.uk/services#data): clean data, reporting inside your systems (including Intelliflo Office), tested migrations.
- [Ongoing support](https://minibit.co.uk/services#support): monthly tuning and a short report on time saved and issues caught.

## Optional

- [Full text of the site](https://minibit.co.uk/llms-full.txt)
- [Steven Minnikin's portfolio](https://minnikin.ai)
- [LinkedIn](https://www.linkedin.com/in/steven-minnikin)